Dec 19, 2022

20 dec 2022 - wealth and success

 Summary of Book

Wealth and Success

Harish Pondugula
18th february,2018


Introduction

This notes is summary of the book “Wealth and success” by Joesph murphy



Introduction 1

What is wealth 4

Wealth 4

One key question 4

Desire 4

What is a Desire ? 4

REAL STORY - How  a Man achieved his 3 desires 5

Two types of thoughts decide our Activities 6

Thoughts of Happiness, receiving, and abundance thoughts 6

Thoughts about being Doomed and lost 6

Expectation is the key 6

What you expect is the key 6

There are always TWO types of expectations 6

Expectation of Winning, growing  and multiplying 6

Expectation of losing, shrinking and losing 7

Four steps to change your thinking about money 8

Step 1 :  Simple life principle 8

Step 2 : Repetition 8

Step 3 : Create a affirmation for your desire and repeat it over and over 8

Step 4 : Reverse your negative thoughts 8

Imagination Therapy 9

Imagination 9

Power of Imagination 9

Intensifying your desire with imagination 9

Importance of Pictures held in the mind 10

Wondering about What and how 10

Two Ways of using Imagination Therapy 10

Two ways 10

How Two businessmen can use Imagination\ 10

Real stories 11

Actors story 11

Famous racers story 11

Persian prince story 11

Army soldier becomes a doctor 11

A Throat cancer patient gets cured without medication 12

Little boy scores High in exams 12

Selling a House 13

Prayer Therapy 14

Worry means not believing in your Powers 14

Don't force your mind 14

Prayer Process 14

Why and when will your mind will fail to get what you want 14

Real stories 15

Prayer of a Writer 15

Beauty parlour lady’s story using Prayer therapy 15

Affirmation Therapy 16

What is an Affirmation 16

Affirmation is a Vision 16

Affirmations for riches 16

--REAL stories-- 16

Poor woman’s story - job at supermarket to riches 16

Couples Improve their relationship using Affirmations 17

Sales woman to Stock brokers story 18

Stop thinking about Poverty, When you want wealth 18

Stop thinking about Poverty 18

What you talk and what you think most of the time is what you are going to get in future 18

Start counting blessings 19

Relax your body and mind then pray 19





  1. What is wealth

    1. Wealth

  • Wealth is just an idea in mind ,wealth is an attitude

  • You are here in this world to surround yourself with luxury, beauty and riches of life.Learn that it is really normal and natural to have a desire for Rich and happy life. Begin now to see importance of money in this life.

  • Learn that it is necessary to have right attitude towards money ,and luxuries.

  • One key question

  1. When talking about Riches and wealth we always get one key question which is

    • Why Are some people destined enjoy riches in this world ?
      and Why Are some people destined to suffer hardships all through the life ?

  2. Answer is simple Wealth and riches are just result of your own thoughts , nobody is born with a golden spoon and even if he is born he cannot hold it if he does not care for money

  3. Your own thoughts make everything

    • You think you are poor poverty keeps following you

    • You think you are Rich, Riches keeps following you

  4. Life runs on a simple principle

  1. "Moment by moment World is producing conditions and circumstances  of our daily life based on our own thoughts"

  2. Everything is created or destroyed according to our thoughts in our mind




  1. Desire 

    1. What is a Desire ?

      • Everything that you accumulate in this world starts from single word called DESIRE

      • What is a Desire

        • An idea or a thought in conscious reasoning mind entertained regularly ,habitually and 

        • not contradicted by conscious mind is called a desire

      • How to bring it to reality

        • Any desire increases or decreases in size and intensity 

        •  based on the principle of
          “FREQUENCY OF MENTAL OCCUPATION” in your mind with emotion and imagination.

      • The more you think, talk , feel and imagine its benefits the more its size increases in mind, the more action you take, the more results you can see quicker you will get it

    2. REAL STORY - How  a Man achie ved his 3 desires 


      • A Man dint have any job , having tried for a job in all possible ways ..

      • at last he got tired and sat in his room and 

      • For 2 days , He continuously kept saying to himself 

        • I need a good job with x amount of salary”

      • As we know “More you think , feel and imagine about something you want , the faster it reaches you and More you get it   

      • So , at 3rd day his mind gave him a suggestion why don't you try that person / that job / that company … He was not sure if he will get a job in that company or not but  immediately he went to that company and applied for the job 

      • To his surprise he got the job. 

      • Once upon a time there used to be a young man who had many desires but was not able to achieve them 

      • One day he came to know about the powers of subconscious mind and its methods to focus on desire like prayer therapy and Affirmation therapy

      • So he thought of giving it a try and use those therapies to get his desires

      • The following were his desires and methods he achieved them

        • Job 

          • He followed just one process that 

            • “Stick to your desire for longer duration and 

            • one day surely it will reach you”

          • So morning and evening he did the following prayer

            • “I know my mind has got all the solutions and I am aware of my hidden talents

            • My mind will reveal my talents to me 

            • I will follow the lead that comes into my mind

            • It is impossible to miss , It comes clearly and I can recognize it

          • By doing this prayer regularly within 2 weeks he got a job offer

        • Car

          • For car his prayer was 

            • “I know I have idea of car 

            • It is real and i will be faithful to it

            • I must manifest it’

          • Later he won  a car in lottery

        • Lot of wealth

          • Each morning and evening he gave thanks to riches that are circulating this life and claiming that his idea of wealth got fulfilled.

          • Later he fell in love with a girl whose father was financially wealthy.


  1. Two types of thoughts decide our Activities 

Two types of thoughts decide what you do in your life and what you get in your life.

  1. Thoughts of Happiness, receiving, and abundance thoughts 

  1.  If you are aware and convinced that 

    • we line in a generous , intelligent and infinitely productive world 

    • our belief and philosophy of our life will be reflected in our circumstances and activities of our daily life

  2. Thoughts about being Doomed and lost 

    • If you believe that 

      • " I am not wealthy, I don't have enough education,

      • I don't have enough experience 

      • I don't get job,

      • My job cannot make me rich 

      • I am totally doomed

      • Wealth is for other not for me

      • Other are good at making money not me

    • Then your belief will be reflected in your conditions circumstances and activities


  1. Expectation is the key


  1. What you expect is the key

    1. Your expectation always matches your opportunities 

    2. The law is simple

      • “ I am what i contemplate, What i think and what i believe myself to be 

      • “I keep thinking about it and I will find a way to get it
        I don't think anything about it and i don't find anyway to get it”

  2. There are always TWO types of expectations

    1. Expectation of Winning, growing  and multiplying 

      • Expectation of growing and multiplying like 

        • Thoughts of Growing 

        • Thoughts of getting

        • Thoughts of winning 

        • Thoughts of scoring

        • Thoughts of loving

        • Thoughts of rising

        • Thoughts of appreciation

        • Thoughts of earning

        • Thoughts of reaching early 

        • Thoughts of constructing( building)

        • Thoughts of getting selected 

        • Thoughts of liking (liking others or getting liked)

      • Expectation of growth will produce 

        • produce such similar matching opportunities ,

        • produce Similar actions and activities 

        • produce similar matching conditions and circumstances 

        • Produce similar matching results

    2. Expectation of losing, shrinking and losing

      • Expectation of losing are like

        • Thoughts of destructing

        • Thoughts of hating

        • Thoughts of irritation

        • Thoughts of insulting (facing insults or insulting others)

        • Thoughts of getting scolded

        • Thoughts of getting rejected

        • Thoughts of destroying 

        • Thoughts of reaching late

      • That means Expectation of losing will 

        • produce such similar matching opportunities ,

        • produce Similar actions and activities 

        • produce similar matching conditions and circumstances 

        • Produce similar matching results





  1. Four steps to change your thinking about money

    1. Step 1 :  Simple life principle 


      1. Everything that has ever been invented and created
        Is made out of invisible human minds
        Imagination, desire and expectation of receiving

    2. Step 2 : Repetition

      1. Ideas are conveyed to subconscious mind through

        • Repetition of desire

        • Repetition of Expectation of receiving

        • Repetition of Imagination 

      2. By repeating a thought pattern or an action again and again it becomes automatic like typing, driving, learning a piano, learning a song and swimming,etc.

      3. What you are doing here is just repeating the same thought pattern and action everyday at certain scheduled time and after a certain period of time you become expert in it.

      4. Similar way repeating thoughts of wealth also again and again
        Will compel your subconscious mind to make it automatic in real life

      5. Principle is simple 

        • Whatever you repeat 

        • you become expert in it

        • You repeat singing you become singer

        • You repeat money you become wealth

        • You repeat health you become healthy

    3. Step 3 : Create a affirmation for your desire and repeat it over and over 

      1. Create a Affirmation statement for each of your desire which reflects your desire in perfect positive present tense 

      2. Create a Affirmation like
        “ I need money ,
        And I am sure money flows to me freely and endlessly “

      3. You must repeat your desire affirmation several times a day and every time you repeat your affirmation imagine the pictures and believe that it will surely happen

      4. “Repetition of affirmation is like watering the plant daily
        If you don't water the plant for a single day , the plant will die”

    4. Step 4 : Reverse your negative thoughts 

      1. Whenever you get a negative thoughts like 

        • I can't afford it

        • I can't pay for it

        • He is bad, I don't like hime

        • Never ever finish your negative statement
          especially if it is related to your 

        • The moment you get a negative thought
          Immediately reverse it , 

      2. suppose your negative thought is like

        • I don't have enough money , I can't afford that car

        • Immediately change it as 

          • “My instant everlasting supply of money will allow me to afford that car and on one day i will surely buy that car”

  2. Imagination Therapy


  1. Imagination

    1. Imagination is the genesis of all action 

    2. we are talking about  disciplined,controlled and directed imagination

    3. If you want to be rich and wealthy 

      • you must first imagine yourself regularly at some scheduled time to be rich and wealthy

  2. Power of Imagination 

    1.  Realises the power of imagination 

    2. Imagination when disciplined enables you to rise above all the limitattions 

    3. If you keep your imagination busy

      • With noble ,happy , uplifting, creative, constructive, friendly, appreciative thoughts and observations, 

      • that is what will reflect in your life also

    4. Discipline your mind to imagine only about the things that 

      • you like to have 

      • You like to feel 

      • Like to experience more 

      • Again and again

  3. Intensifying your desire with imagination

    1. If you have a desire 

      • Commit yourself wholeheartedly to it 

      • give your attention and devotion to it, 

      • praise it ,dream it, 

      • see it clearly and regularly

    2. As you continue to do this all fearful thoughts lose their power and disappear from you 

      • Through your power to imagine the end result you have the power to control any circumstance and condition

      • If you desire to get your wish, idea or plan to reality 

        •  You should be constantly imagining the reality of your desire everyday

  4. Importance of Pictures held in the mind 

    1. Subconscious mind will bring pass any pictures held in mind and backed by belief

    2. Act as thought you are what you wanted to be 

    3. Play role in your mind again and again

    4. Gradually it will sink into your deeper mind and wonders start to happen

  5. Wondering about What and how

    1. Whenever you are wondering about What to say what to do ,what decision to make

      • Just sit quietly and affirm truths

      • Do this slowly and quietly with feeling

      • Do it three times in a peaceful and relaxed mood

      • Then silently you will start receiving the suggestion from your mind

      • Sometimes answer comes from your inner feeling 

  6. Two Ways of using Imagination Therapy

    1. Two ways 

      • Using imagination for Growing and Achieving 

      • Using Imagination for Losing and destruction

    2. How Two businessmen can use Imagination\

      • Businessman 1 using imagination in right way :

        • He uses imagination to build his business he continuously keeps imagining that his business becomes bigger and bigger 

        • Imagines That his business has grown with 100s of branches and 1000s of employees and 

        • because of his imagination his actions and ideas also responded and gave him everything that matched his imagination

      • Businessman 2 using imagination in wrong way:

        • This Business man was having a successful business 

        • Even though he was successful and prosperous  he imagined for some reason that he might lose his business

        • So he was imagining empty shelves, poverty  and bankruptcy

        • He kept imagining that became poor and as a result he became slowly , slowly becoming poor and poor

        • And lost all his business and properties

  7. Real stories 

    1. Actors story

      • This is the story of life of a famous hollywood actor whose life in the beginning was very mediocre

      • Later on one day He learnt about the affirmation and prayer therapy and thought of giving a try

      • Every night before going to sleep he used to rehearse his favourite role in front of the mirror for 15 minutes every night.

      • He practiced it over and over, again and again.

      • He did  not doubt whether he will get an opportunity or not just just focused on his practice

      • Finally on one day he got opportunity for that big role

    2. Famous racers story

      • This is story of a famous racer

      • He used to imagine the race before he actually participated in the race

      • He imaginned his brother congratulating him after the race for his win 

      • He imagined winning the race and receiving the prize and people congratulating him 

    3. Persian prince story

      • There is a old story about a persian prince who had a bent back 

      • He could not stand up straight

      • So one day he called up a sculptor and asked him to make a statue which would look exactly like the prince’s face but it should be stand straight 

      • And once the statue was completed he asked his men to keep the statue in one corner of the garden 

      • and every day he used to sit in front of the statue for 1 hour and constantly gaze at the statue and spend time in imagining how he would look if he would be straight 

      • Two to three times in a day he would come out to the garden and meditate in front of the statue with faith and confidence

      • He used to do this regularly systematically every day without fail and after 2 or 3 years people started noticing the changes in the prince and they started telling him that he is looking now straight

      • This is the power of imagination

      • MORAL :

        • Wonders begin to happen 

        • If you regularly imagine about 

        • How you are now and how you want to be

    4. Army soldier becomes a doctor

      • A young boy was recruited into army

      • But he 3was always sad and he always wanted to be a doctor

      • After he came to know about Affirmation and prayer therapy , he used a simple technique to make his dream come true

      • This is what he did

        • Every day before going to sleep he pictured himself as a doctor.

        • And see what all the activities he does as a doctor

        • He made himself a real doctor for a while in his imagination

      • He began to do that regularly every day

      • Some time later the army sent him to medical college and today he is a doctor in army

      • That is how his Dream became true.

      • MORAL 

        • Just imagine yourself into that dream future role as real everyday

        • And some opportunity will surely strike you

    5. A Throat cancer patient gets cured without medication

      • A 61 year old man was suffering from throat cancer and 

      • The doctor used following relaxation ,meditation and mental imagery to heal the patient

      • He showed the picture of perfect throat and asked him to imagine it 3 times day 

      • He asked him to imagine it again and again

      • The patient followed as the per doctors words and there was a remarkable improvement in the patients health condition

      • The doctor says there will be a defensive mechanism that can restore your health faster than expected if you are clearly repeating your desire again and again every day 

    6. Little boy scores High in exams

      • A little boy who did not get good scores in exams kept saying to himself

        • “Mom you know I am getting all A’s and 

        • the teacher really congratulated me and praised that I am doing wonderful in all the subjects

      • When he is travelling and living with that end picture in his mind obviously his Actions and thoughts will be matching with his imagination

      • It is important that you keep running  that movie in your mind all the time every day

      • Your continuous imagination will

        • Change your attitude 

        • And change your thinking and habits as well.

    7. Selling a House

      • A Woman who was a widow and all alone wanted to sell her home but it was getting delayed

      • So she started thinking negative like

        • People don't have that much money today 

        • they look at it and never come back

        • Who has 1 million dollars to buy this home

        • Money is tight in the market

        • Market is not good to invest

      • Later She corrected her thinking as 

        • There are people who have millions of dollars

        • Infinite intelligence knows that 

          • one person who wants to buy my home is yet to approach

          • It will surely guide that one person towards  visiting my home 

          • Who likes it who appreciates it 

          • Who says this is exactly what i was looking for 

          • Who will say “I will buy it”

      • She also changed her imagination as

        • I am showing my home to the potential buyer

        • Showing every room and detail explaining the beauty

        • When i am showing he is saying “oh I like it .. I like it”

        • He is saying “I will take it”

        • He is giving a cheque for it, you deposited the cheque in ht bank

        • And banker is saying “Congratulations sire you have sold the place, amount is deposited in your account”


        • He is very satisfied and finally the home is sold

      • The more you dramatize it in your mind  the more chances that it becomes reality

      • If you don't sell in your mind you can never sell it in reality



  1. Prayer Therapy

    1. Worry means not believing in your Powers

      1. If your prayer is like 

        • “I need $5000 by 15th of this monthly or else i will face bad consequences like losing my home , my job , my car”

        • That means you are asking and doing prayer with worry ,fear and tension 

        • When you ask your mind something with tension your mind cannot think of it peacefully 

        • Always ask your mind with relaxed body and mind and without and tension

      2. When you are worried and anxious 

        • And when you are not sure about the solution 

        • and Wondering how, when and where and through what source will my problem be solved

        • - This only shows that you do not have trust on your powers 


    2. Don't force your mind

      1. In Prayer therapy don't try to force your mind to struggle and strain on your desire

      2. Remember that only quiet mind listens to your message and forcing commands just produce resistance and anger 

        • Forcing your ideas is just like forcing someone to follow your commands and getting fierce resistance

    3. Prayer Process

      • Tell your mind to be still and relaxed and convey your desire to it. Then your mind starts listening to you and starts getting your desire into reality

      • Go to a place of absolute rest and say to yourself 

      • “It is done to me as  I believe 

      • All things are ready if mind is ready

      • Establish a definite method of working and do it regularly , systematically and on a scheduled time

    4. Why and when will your mind will fail to get what you want 

      1. Even though you pray regularly, systematically  and repeatedly sometimes for some people results wont come. They fail to attract what they want , because of the following reasons

        • Not having trust in prayer - Doing Prayer With conflicting opposing thoughts in mind

        • Thinking about something else , while praying about something else

        • Multiple irrelevant desires and thoughts occupy in your mind

      2. Its similar to hiring a taxi but giving dozen different directions to the driver

      3. When you give conflicting opposing thoughts and desires to your mind, it gets confused and cannot decide what to do next and finally gives up and does not do anything

        • Solution : 

          • Stop contradicting what you are affirming

          • Stop thinking about multiple things

    5. Real stories

      1. Prayer of a Writer

        • A writer's prayer about her work books and riches 

          • “My writings go forth to bless, heal, inspire and elevate
            The minds and hearths or my readers
            I am and I will be divinely compensated for my work in a wonderful way
            I look at money as a divine thing
            Money is constantly circulating in my life
            And I use if wisely and constructively
            Money flows to me freely and endlessly”

          • She repeated this prayer
            Three times a day
            And her income tripled 3 times in 3 months

      2. Beauty parlour lady’s story using Prayer therapy

        • There was a beauty parlour lady who used the concept of prayer therapy and received excellent results, This is what she did

        • Every morning prior to opening her salon
          She quiets her mind and affirms a prayer
          which she has written on a card

        • She reads out this prayer
          “Infinite love comes in my door and goes out of my door
          All those who come in my salon are blessed, healed and inspired
          I am rejoiced and give countless thanks to my clients”

        • She reads out this prayer every morning
          At night she gives thanks to her clients
          And bless them with happiness, love and prosperity

      3. Prayer to get Idea or advice

        • Prayer is 

          • “Infinite Intelligence is guideing me

          • There is right action in my life

          • It opens up door for me

          • I follow the lead that come to my mind and 

          • I go on about my business”

        • The first thing that comes to your mind is your answer


  1. Affirmation Therapy


  1. What is an Affirmation

    1. Create a Affirmation statement for each of your desires

    2. An affirmation is a statement which reflects your desire in perfect positive present tense 

    3. Create a Affirmation like
      “ I need money ,
      And I am sure money flows to me freely and endlessly “

    4. You must repeat your desire affirmation several times a day and every time you repeat your affirmation imagine the pictures and believe that it will surely happen

    5. Create a affirmation for your desire and repeat it over and over 

    6. “Repetition of affirmation is like watering the plant daily
      If you don't water the plant for a single day , the plant will die”

  2. Affirmation is a Vision

  1. “Repeating Affirmation” - is like a vision what you are looking at 

  2. What you are constantly gazing at 

  3. What you are focused upon

  4. What catches your attention

  5. That is where you are going to go in your life

  1. Affirmations for riches

  1. “I am rich I am successful, I am very wealthy
    Wealth is circulating in my life
    All my needs are met
    Day by day I am advancing and moving forward
    I am moving forward mentally, financially and in every way.

  1. --REAL stories--

    1. Poor woman’s story - job at supermarket to riches

      • A woman was financially blocked

      • All that she had was just $5.

      • She went to a supermarket and Affirmed herself

      • “ This money will get multiplied infinitely
        I am filled with riches
        All my needs are met now and for remaining part of my life”

      • She believed that she was no just saying idle words but she was saying was strong belief and conviction

      • She knew that whatever you impress your mind gets expressed in your real life

      • She spent the 5 dollars freely for her food in the supermarket

        • While paying the bill 

        • The owner of the supermarket asked her 

        • If she will work there as cashier , she happily joined there and worked there for a while

        • Later the owner of the supermarket got impressed with her work and he offered to marry her 

        • She got married with him and lived happily in riches ever after.

    2.  Couples Improve their relationship using Affirmations

      • A sales manager was fired from his services for excessive drinking and not meeting the targets every month

        • He had his reasons

        • He was distressed and dejected about his wife

      • He explained that his wife was a chronic constant nagger and tried to control her husband 

        • Normally jealous about other woman

        • Very possessive

        • Created a scene when he reached late in evening

      • Deeply resented by her behaviour her husband retaliated by drinking and getting into relation with another woman

      • The author suggested the below prayer to each of them to solve their problem

      • Wife's prayer:

        • My husband is a good man 

        • What he is searching is searching hime 

        • Day by day he is advancing and moving forward and growing

        • He is growing mentally,financially and socially

        • Also peace, love and understanding is growing between us

      • Husbands prayer

        • My wife is a gods gift 

        • I care for her

        • There is divine love, peace and joy among us.

        • Her love and respect is increasing day by day towards me

      • They both went into a deep peaceful state and repeated prayers every day and soon he got promotion in his job and they lived in a happy relationship

    3. Sales woman to Stock brokers story 

      • Once there was A saleswoman in a departmental store. 

      • She always wanted to become a stock broker and become a successful stock investor

      • But She always used to think and complain about the stock brokerage companies like 

        • “They just don't need woman

      • Later on one day she started saying to herself

        • “I am now employed in a brokerage firm with a marvellous income”

        • She kept saying this throughout the day every day

      • Later she got an idea to advertise herself in a newspaper that she can work free for 2 months in any company and emphasised that she has a large circle of friends who can become their customers

      • She immediately got offers from 3 companies one of which was a stock broker company






  1. Stop thinking about Poverty, When you want wealth

    1. Stop thinking about Poverty

      1. Stop thinking and talking about troubles, problems and complaints 

      2. Because what we think is what we are going to attract more

      3. Watch your thoughts 

      4. Never think or talk about scarcity, limitation and poverty

      5. It is foolish to talk about hard times financial troubles to your neighbours and relatives 

    2. What you talk and what you think most of the time is what you are going to get in future

      1. What to think

        • Begin to think and recollect thoughts about having happiness, prosperity and riches all the time.

        • Contemplate only about your past and future success, desires , achievement , and imagination 

    3. Start counting blessings

      1. Count the things and events that you already have experienced and which you want to experience in future

      2. Stop counting the events which did not happen till now 




  1. Relax your body and mind then pray

    1. Steps to relax your body using prayer therapy

      1. Say to your toes , thies are relaxed

      2. My feet are relaxed 

      3. My abdominal muscles are relaxed

      4. My heart and lungs are relaxed

      5. My spine is relaxed

      6. My brain is relaxed

      7. My eyes are relaxed

      8. My whole body is relaxed from head to feet

      9. Once you relax say now my mind is quiet and relaxed and listening to my desires

      10. Very slowly keep repeating your desires

    2. When you relax , Pray and believe your prayers are always answered 

    3. If you do not relax you do not get results

    4. Power begins to function that particular moment when you are relaxing your body and mind




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